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> Initially I thought my work had used my card to book a trip for me or something similar. I didn't even imagine someone could have gotten my card details somehow.

I must be missing something here. Is sharing your card details with your workplace, so they can spend your money on your behalf, a normal thing for you (or anybody) to do? Legitimately asking here because I don't understand this at all.

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A blunt question on that point: So what?

Let's say someone shares their card details with their workplace. For some reason beyond your or mine understanding. Which causes them, in a rush, to think "Ah, must be that, I'll drop the limit". Does this justify that person losing their money that was stolen from them via fraudulent charges?

No, it's not. I was just super confused by the charge and what's what I thought. It makes no sense, and yet the probability ranked higher than "fraud" in my mind.

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