This is how I see it, too. Colleges at this point are just siphoning money out of the federal government by jacking up tuition by rates several times the rate of inflation every year, and it doesn't take much effort to realize that the next generation of students will have to take on insane amounts of debt to gain even the opportunity of entry to the professional class. Even nowadays I have a hard time believing the pseudonymous internet bootstrappers who somehow paid for a bachelor's degree in 2012 by waiting tables between classes.