In my opinion, 100k is too little for real estate/rent.
I would put 60k in risky, short-term investments such as early-stage startups and some Wall Street funds. The rest 40k would go into long-term safe bets.
I would put 60k in risky, short-term investments such as early-stage startups and some Wall Street funds. The rest 40k would go into long-term safe bets.
However, early-stage startups are multiple orders of magnitude away from Wall street funds on the risk scale.
You're probably 75% likely to lose your entire investment in a startup. Losing > 80% of a balanced Wall Street investment will only happen if another depression hits, and at that point everyone is screwed anyway.
Or sign up for AngelList - http://angel.co/
These numbers were set by old white men in 1982 to make sure the only other old white men could invest in this manner. The same rich old white men, and their rich white children are now trying to adjust that for inflation, which would mean something like $450k/year in gross income or $2.5m in assets.
Look up Rule 501 of SEC's regulation D. Then smash something. I did.