Work-Life. Balance: America Needs Paid Family Leave. Fathers Need to Use It
medium.com
medium.com
So the real question is why are people unable to just rely on saved wealth to take whatever leave they would like? And the answer is that the financialization of everything has left most everyone essentially living paycheck to paycheck - even the upper middle class! Yet we continue to be distracted by feel good narratives proposing to throw a bone to one popular group or another, rather than pushing to directly reform the economy away from being a treadmill for "full time" work.
It's not a foregone conclusion that things have to be this way. The present conditions are explicit government policy - any time anything would give individuals more economic power (eg technology, productivity increases, women entering the workforce, offshoring, etc), prices are deliberately increased by printing enough new money to erode any gains! It's no secret why "the rent is too damn high", it's just politically inconvenient to bring it up.
However there have been numerous psychological studies that look at the outcome of the baby and the parents when allowed to take m/paternity leave and it's hugely beneficial for all involved. So if you look solely at money then the argument for family leave is "don't do it" but money is not the only important thing when looking at topics like this.
An interesting parallel occurred a while back when there was sudden widespread adoption of Finland's "baby box" of supplies for new parents after the BBC noticed that Finland's infant mortality rate plummeted after their introduction. The results have been lackluster, however, because people had overlooked that the improvement in Finland had been tied to a whole bunch of policies & healthcare changes, with the box being only a tiny part of the result.
If everyone spends up to their limit on rent/food/cars/etc then you end up with whole swathes of individuals who "need" concessions from their employer because they have no leverage.
It's not solely an individual decision, of course, because if other people outbid you for housing then your choices can be limited.
The American model seems to be that most people just work for 40 years with a few weeks off per year and that's their entire adult life.
The above is completely stark raving bonkers to me. Economic cogs.