This excludes the riffraff only. If you're, say, a business, then you can do this assuming an additional variable cost up to that amount. It's seriously cheap.
I still think 4600 dollars is pretty hefty, especially considering the risk (fairly low compared to drunk driving) and occurrance. And your argument that businesses or rich people can break the law because they can afford to... well, the same could be said about every other crime I guess.