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what motivates making PCBs at home?Nowadays, The final result is always going to be manufactured by a PCB house. The primary motivation is (still) hobbyists' home experiments, but I guess it's not too uncommon for rapid prototyping and verification in the workplace, especially for RF stuff below 1 GHz. Often, you find yourself prototyping a component, and you've never used or designed around it before. To begin with, you need to give your design a try and see whether it works or not.
* The process needs to be fast, you want to see the feedback immediately, even waiting for 48-hours (many PCB houses offer this option) is a waste of time.
* It's highly possible that your design contains one or more logical and layout problems, you need the ability to do multiple iterations in a weekend.
* More and more state-of-art components are surface-mount, it's simply impossible to prototype many things without using a PCB. RF is another interesting example, a double-sided PCB is simply irreplaceable for even the most simple RF circuits. Above 1 GHz, it becomes tricky and it's better use a factory-made PCB.