I am close to this point, in my early 50s.
I'm still housed, and my home life is okay, which is a damn miracle, since I have been unable to rejoin the supposedly "hot" SF Bay Area tech industry. I can get interviews if I whack 15 years off my web development career on my resume. I don't pass the in-person or video interview stage, because then the employer sees that I'm older than 35.
Many of your points resonate with me intensely. We're not sick, disabled, immoral, nor incapable. We're just unemployed, given too much evidence that our societies consider us useless.
I wish you peace in this wretched time.