> The mantra is to get rich and retire at 40
Hrm, I question the circle of people you're surrounded by. Many millennials are struggling to afford the basics, let alone travel or have a family!
This is a contentious and potentially unpopular opinion, but I posit that having children borders on unethical at this point in history. We've wrecked the planet and have growing anti-intellectual culture.
I'm happy you're happy though.