1) From the POV of the patient, how bad / invasive is getting a biopsy? Wouldn't you always want the low-risk biopsy over having discovered a problem too late? From a public health / insurance perspective, I get that you're trying to lower costs and time wasted, which are sadly conflicting goals :-(
2) It's always been so shocking to me that the reaction to "we get false positives" is not "we need to pour money for research into much better diagnostic techniques yesterday" and instead it's "well I guess we'll just not look then".