Someone at Apple deserves a raise.
Someone at Apple deserves a raise.
Quite the gambit.
(Data is mostly correct though)
Fortunately, most payment terminals in London already supported NFC payments thanks to NFC debit and credit cards long being prevalent here, and Apple Pay is just tokenised NFC payments.
Same is true of literally every iPhone owner I know, and usage simply increased as payment limits went from £20 to £30 to unlimited (unlimited on Apple Pay, but still limited to £30 on NFC cards or when using older payment terminals).
Plus I got to ditch my oyster card and just use weekly fare capping after a while too. Good times.
I have switched almost exclusively to Apple Pay, and frequent only one chain of gas station because they rolled out NFC at all of their pumps last year. After the introduction of chip readers gas pump mag stripe readers became the main vector for card skimming in my area and even with the security stickers all of the gas stations have been putting on their pumps I don't trust any mag reader anymore.
At locations that don't have an Apple Pay logo on their card readers, like my local movie theater, I have spied the NFC logo and given it a try and it works.
Except for Amazon, almost all of my online shopping is now done through Apple Pay. I have a shirt out for delivery today from a small retailer I had never heard of before that I purchased with one click and a fingerprint via Apple Pay.
It has not only changed how I buy things, but how I dress. Instead of my George Costanza wallet I only carry an ID and two cards in a slim front pocket wallet, relying on Apple Pay for almost everything and walking out of a store if they are cash-only or don't support chip/NFC.
Regardless of your chosen NFC platform, I recommend that everyone use it and shun points of sale that don't have it.
Personally I used it only once (although I am not in US market)