Chase bank is quietly adding a forced arbitration clause to some credit cards

The concept that seems to justify forced arbitration is that both sides agree to it.

A few years ago just as an experiment I went looking at the handful of mobile providers available to me in my area.

I couldn't find one that didn't have an arbitration clause. So if I didn't want to be a part of forced arbitration, I just couldn't have a cell phone (well service for it) at that time.

It seems a bit absurd that the legal system is cut off from me for an entire service that is increasingly a standard for participating in society efficiently.

I received one of these E-mails and it was incredibly shady; it was several pages long, and effectively buried in bullet point EIGHT was this change to arbitration. And, of course, the only way to opt out is via snail-mail.