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As the author of a free open-source budgeting software, you yourself own all your data, nothing goes off your computer. Of course it's not as fully-fleshed out as Mint yet, but it's getting better every commit:

https://github.com/reZach/my-budget

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The GP expressly mentioned the only selling point of Mint: "automated balance and expense tracking," Mint imports data automatically without any user action. Unless your software does this, your audience will be extremely limited.

Budgeting software has been ubiquitous since the dawn of personal computing, that's a solved problem.

There's support for this, but it's limited at the moment. Getting OFX supported is a priority of mine (in the meantime, it uses screen scraping to pull transaction data).

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