It matters because giving someone who can't manage money more money doesn't improve anything. Further, being semi-financially literate is probably a prerequisite for clawing your way out of poverty.
Financial illiteracy is a hallmark of capitalism?
Extracting as much money as possible from the financially illiterate absolutely is.
Extracting resources from those who don't protect those resources is core behavior in most evolved animals. That we do it with money instead of other resources due to capitalism does not change that the root problem is on a deeper level than even human nature.
Yep, only capitalism has poor people and people with poor financial literacy. rolls eyes