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And in those workstation class laptops (that use NVMe PCIe SSD), do you only pay 50$ more to upgrade from 512gb to 1tb?

No one is saying those SSDs are Apple exclusive, they are however expensive.

It's about $100 more to go from 512 GB to 1 TB, and these are better than what Apple puts in their machines. https://www.mrmemory.co.uk/ssd-upgrades/lenovo/thinkpad/p1

That's not how much Lenovo actually charges.

They charge 450$ retail and 250$ on special for a slightly slower SSD

"On special." This is merely typical price for a reseller. The point is that Apple is overcharging at least 2x compared to competitors.

If you are surprised that Apple charge more, welcome to the real world.