Wait, are there any public colleges in the United States that charge anywhere near $25k/year for in-state undergraduate tuition?
The public university my brother is going to in New York costs around $25k for four years of tuition.
The public university my brother is going to in New York costs around $25k for four years of tuition.
When you do, $25k isn’t hard to hit at all a year. Take any UC school (average in-state ~$15k) and add just rent (~$800/month if you’re lucky) and you’ll get there. Now factor in food, travel (over breaks), club fees, etc and you’ll see why debt is so high, on average, despite students working part time jobs.
I know some of that might be attributed to them just being lazy or not being motivated, but it has been, in my experience, such a common story that I feel that there's a problem with providing kids with a simple life plan of "get two years at the local community college and transfer out".
But if the students didn’t complete a 2 year degree while staying at home, what are the chances of them completing a four year degree when they would have more autonomy and less oversight?
Many students don’t have the options to stay home.
I’m a proponent of cc’s, but the discussion is about four year public schools being affordable.
I don’t want to be too pressing, but I’m guessing you’re in your forties or older, solely based on how out of touch are your responses (I.e. just do this, things aren’t so bad!).
Our plan is just what I outlined.
- a two year school that is part of the four year program at a local college where all of the credit transfers.
- staying at home for the first two years and we will pay for her car + car insurance.
- She will work part time just for spending money and incidentals.
- Since we won’t have to pay for room and board, she can get student loans that should cover tuition.
- That gives us four more years to get things together to help pay the student loans after she graduates (step daughter, I had no reason to worry about putting a child through college until 7 years ago).
I have a relative, whose parents just did something similar. He went to my alma mater for two years and with my encouragement, he transferred to a state school in Atlanta for a better curriculum and better networking opportunities.
They were in a position to save for his college, but his parents also put limits on the type of degree that he could get and the amount he could spend.