Ask HN: How Does PSD2 Work?

1 pointbobblywobbles2 comments

I'm a developer of an open-source budgeting solution on Github, and I'd like to develop a feature that allows me to connect to my UK bank and pull transactions from it.

In my situation, do I need a PSD2 license, can someone explain this more?

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You don't have to pursue your own license. You can use banking data providers such as Plaid, Tink or TrueLayer (the last one is available in the UK for sure).

Are any of those free to use? Plaid has a free tier but it is limited. I will investigate the others.

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