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It's like any other currency. If you wanted to buy GBP, you'd have to go to an exchange and transfer them to your bank, which had to support GBP for your account.

Sure, it would be better UX if they could charge you some USD and give you Lumens, but I don't think it's worse than obtaining any other currency.

Keep in mind that the purchase of crypto in the US could be a taxable event, and the sell or transfer of it almost certainly is. I would look very closely at the Keybase/Stellar reporting tools and your tax situation to assess the impact before diving into the crypto pool, especially for casual, near-term transactions like this facilitates.

So how can I anonymously exchange Bitcoin for Stellar/Lumen?

CoinBase Pro is useless. They want to know too much.