Ask HN: Privacy Respecting Personal Finance/Budget App? | Hacker News Reader

Ask HN: Privacy Respecting Personal Finance/Budget App?

4 pointskernoble4 comments

I'm looking for something like Mint.com for my S.O. and I to monitor our spending.

I'm wary of using any free tool, because it seems that just about every "free" service/tool out there is actually profiting from the "surveillance capitalism" model/network.

Are there any tools out there that are easy to use and privacy respecting? I'm more than happy to pay or give up some features.

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Not directly answering you question, but on a similar note, would you be more willing to use the "free version" of these tools if they did the following:

  - Explain what data they share
  - Explain who they're sharing the data with
  - Give full control over what data is shared
  - Give the ability to easily delete/export your data once you decide you no longer want to use the application

I thought it might be an interesting experiment to offer both a "free" and "paid" version. Rather than cutting features for the "free" version, you would instead sell the user's semi-anonymized data. This could even be something like a sliding scale for those more privacy conscious, with more reimbursement given for more data shared.

I use YNAB though I’ve never vetted their privacy respect.

Their business model is more obvious though & I like their opinionated approach to budgeting.

I use https://goodbudget.com/ which has sync facility which i found lacking from many personal finance apps. I checked their privacy statement and they don't sell or share our info with third parties.

Check out everydollar.com. I don’t know their privacy policies but in general I trust Dave Ramsey and it’s one of his products.

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