When we created an account, there was no such clause. We discovered that it was added later. When they pointed it out that it violates their policy, I found it surprising. At the very minimum, they should have allowed us to get permission and if denied, then at least return us 30% of our revenue at that time which was in the account. They did neither. They shut down the account and did not even answer back to our emails. I would never trust Paypal again after that bad experience.