>
I think you overestimate how much free capital the average person has.I most certainly do, but as mentioned in a sibling comment, don't most US households use carrier-financed phones? That's like, $20 - $50 extra a month?
The 3 years usage period is kind of surprising to me because it clashes with my anecdotal evidence somewhat -- I've known 20+ people holding on to iPhones for 5-6 years. But I am pretty sure the median you gave is more accurate so in that case the cost per annum might indeed be equal to Android flagships (or larger).
> paying $200 extra because Apple doesn't think I need a microSD slot.
I now dearly regret not keeping the link but there was a research showing that the SD controller introduces lag in the entire system (in the case of SoCs anyway). However, nowadays that probably can be solved. Likely nobody in Apple tried though. So there's not only Apple not thinking you might need a microSD. There seem to be other factors in the equation. iPhones are known to be fast and Apple doesn't want to risk losing that no matter what -- would be my guess.
> She gets very nervous about carrying around a fragile $800+ device.
As I mentioned in the other sibling comment here, I really miss the days I didn't have to care if I dropped my phone. Sadly I don't think these days are ever coming back. :(
I personally am unwilling to sacrifice privacy and smooth operation (most budget Androids lag like hell) -- because I consume a lot of reading and video and audio material on my phone and replacing light amounts of anxiety (that most of the time I can put under control) with severe annoyances on a daily basis is a bad trade for me.
Of course, we aren't trying to convince each other, I am aware. We're sharing use cases and I am grateful that you oblige.