Because it will save a lot of money for them in the long and we'll have fewer disasters that risk the world economy.

Human intelligence is distributed and responsibility should be as well. Concentrate the power and people take advantage and then weasel out of responsibility, leaving others to suffer the consequences.

The well connected get their risks socialized, because they are "too big to fail". The same story is repeated over and over again.

People who take the risks should get both the losses and the benefits. It's called "skin in the game".