Consider, 15 minutes of a doctor’s time making 300k total compensation directly costs ~40$. Meaning your copay is often the actual cost of the services rendered and you need insurance to cover overhead.
Citation needed.
> 15 minutes of a doctor’s time making 300k total compensation directly costs ~40$.
So the nurses, administrators, technicians, lawyers, accountants, janitors etc that are needed to allow that doctor to see you don't factor into that cost? I'm not saying the pricing of healthcare in the States makes sense, but neither does the argument you present.
One watchdog group has been tracking it's position, as mentioned in this WSJ article: https://blogs.wsj.com/riskandcompliance/2019/01/29/u-s-seen-...
And then there's that now-infamous Princeton study, which has been cited many times: https://scholar.princeton.edu/sites/default/files/mgilens/fi...
If you want an actual examples a famous one is the Medicare Prescription Drug Price Negotiation issue. Each individual little bit is not a big deal, but they compound with inefficiency growing at each step.
After a trillion dollar bailout on the real estate bubble (where banks propped house prices for more than a decade), and widespread studies of healthcare inflated prices you need "citations"?
It's like some bizarro world where to speak of something well established you also need to prove the universe exists all the way to modern history...