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This, like many other problems we are facing now, doesn't have a private sector solution. It is a failure of regulation and needs to be fixed by better government.

The only way to solve the problem is to build more housing, and the only way to do that is to change the zoning laws. A startup cannot do much about that.

The only way to change the zoning laws is to convince the majority of voters that they need to be changed. A nonprofit would have just as much luck doing this as a VC-backed startup.

Well, as the decades roll by more and more innovation will be constrained by regulation (not just housing, but also transportation, medical, etc). Instead of tech startups, I think we may need political startups the aim of which is to change public policy, regulations and educate voters.

RedFin to some degree?

Well, they are. Airbnb, Wework.

that's tip of the iceberg.