Not the original poster however get where? Everyone has their own goal. The basic fire goal is $1M with a 3-4% withdrawal rate however you can "fatfire" and look to maintian the same lifestyle you have when you were earning, which is easier to do for someone who has start-up shares, or owns a business/commercial real estate. You just have to start and also know that the younger you are when you start the more your money grows via compound interest (especially if you are using the index fund investment approach.)