Well SOMEONE's dad didn't have a small collection of junker vehicles in the yard to pull parts from growing up. Shoot, I know multiple people (including Dad) who rebuilt their Volkswagen Beetle engine in their unlucky girlfriend's living room (yes that unlucky girlfriend is now my mother) with hand tools. If you think working on cars requires expensive tooling, you just don't know enough rednecks! lololol
He ended the relationship right then and there.
Have you tried to find a mechanic who will rebuild a worn out engine and give a reasonable warranty on the work in your town? If a local professional can't make that work these days economically, it tells you something.
I see ads for cars that had a "rebuild" a few thousand miles ago and need serious work already.
In my short 55 years on the planet I've heard of 4 friends of friends[1] who died or were badly injured by having cars slip off a jack and fall on them.
[1] AKA friends coworker didn't show up one Monday. Friend recently had to dash across the street to jack a car back off of his neighbor.
Yeah never heard of anyone seriously hurt messing with ordinary consumer electronics. You would think if that were a possibility then UL etc would refuse to certify.
You stick a vacuum line down the dipstick hole, suck out all the oil, replace the filter, fill the oil, put the dipstick back in. I didn't trust it the first time, so I sucked the oil out and then removed the drain plug to see how much oil I was missing; it was less than a shot glass worth.
Brake jobs don't require putting your body under the rotor/hub, making the risk of serious injury low. You could use jackstands, but I generally don't as I don't have my head or limbs in a crush area.
One tip: To aid removal next time, use Dow DC-4 silicone grease on the filter gasket (rather than motor oil or nothing) and the oil filter gasket just needs a little crush; lots of people over-tighten filters, making them needlessly hard to remove. Contact plus a half turn will put about 1/32" of crush on the gasket which is enough to seal.