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I have been wanting something like this, though the issues with a scraping approach seem very annoying.

You're probably aware, but others may not be, GNU Cash uses OFX to download transactions from banks.

Something to consider.

This is great, thanks for sharing. I'd like to avoid scraping if I can, but I didn't know this existed. I'll investigate.

Also +1 GNU Cash. Cross platform, native, fully featured, mature.

I found it too complicated to use for budgeting, but yes it is a very good piece of software and very mature.