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I can't picture what percentiles look like, but $120k in SF was a hard life compared to the $90k in Seattle I get now. And I consider myself plenty rich.

I think most readers will correctly interpret your comment. But it should be "80th percentile", "98th percentile". 98th percentile means 98% of observations are below that level.

OK, good point. I was kind of thinking of "the 1%". Debating whether to edit and fix, but leaning towards leaving it.

Sv is expensive, and id believe it’s the most expensive city in the USA.

but definitely not the most expensive place in the world.

I think cities like Hong Kong, Singapore, Tokyo, and others have a higher cost of living.

Yes, normalized in usd.