[1] http://fortune.com/2018/04/11/mark-zuckerberg-facebook-data-...
[2] https://newsroom.fb.com/news/2018/04/data-off-facebook/
[3] https://www.wsj.com/articles/you-give-apps-sensitive-persona...
If I get caught, say, drinking and driving then I don't get to control if newspapers, courts, police, etc, share it with others. If I go to a party and take a shit on the floor I don't get to dictate what the other party attendants do with that information. I don't get to demand they don't take that information into account when deciding to invite me to another party.
Also, insurance companies and loan companies don't use Facebook data (nor are they legally allowed to).