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Is paypal a challenger bank or aspiring to be? AFAIK Don't think paypal offers anything more than transactions. No savings. No card.

PayPal is rolling out the Venmo debit card, and they also offer reward credit cards in partnership with Synchrony Bank.

Ahhh didn't know. Makes sense then. Thanks!

PayPal is not a bank in the US. Venmo is not a bank either.

I checked my paypal (UK) a couple of hours ago, and I was welcomed to an advertisement for a Paypal Credit Card.