I'll design an app that helps you plan excessive infrastructure projects for developing nations that plunge them into debt so they can be exploited for political gain! The World Bank will love that!
The fact that the US has a lot of control over the World Bank seems reasonable given that they put up the lion's share of the capital. As far as dictating terms and conditions, regardless of their merit, there aren't many banks that will give million dollar loans to bad credit risks w/o strings attached. What's the alternative scenario? No bank? They just give out money?