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We disable live API interaction w/ stripe in our tests and use hardcoded response values. You can use a library to do this or patch the stripe sdk - depending on the language/framework you are using.

You should never write tests against a live API. Always mock APIs and handle what happens when e.g. they send a 501 response, etc. Stripe has testing libraries in Ruby and other languages which are very easy to use.

Just create a stub with the possible responses.