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To put it another way: the basic features of human life are universal. Stress, betrayal, love, trust, anger, loneliness, etc.Money can alleviate many of those problems -- it's just not a magic want to fix everything.
Stress for example: you can be stressed for rent, for the cost of medical emergencies, for providing for your kids, etc. If you're rich, you don't need to stress for any of that. Not only that, you also don't end up homeless, broke after a surgery, and so on. Nor do you have to skip meals.
And when money problem come in, even real love and familial relationships (not based on gold-digging) are stressed. Tons of families break and argue about money problems, especially in recessions etc.
https://bgr.com/2018/02/13/money-buys-happiness-research-stu...
>It doesnt really matter how pretty your rooms are or how much you own, the fundamentals don't change in their existence, only in their proportion.
Sure, you will still die, get lonely sometimes, or have friends betray you like a rich person. But that's what's common, how about what's much more difficult? If you want to become a scientist but can't afford to go to college, and can't even afford a scholarship because you need to work at the family farm and help the family, it does matter.
And that's just one of myriads of examples. How about being lonely, not because you're anti-social or can't get friends, but because you're working 12 hours a day in some sweatshop? Or you're a single mother juggling two shitty jobs?
Those are all common situations. And not just in some third world either.