Hacker News Reader

Restic also works on Windows, whereas Borg doesn't (yet), if that's a consideration.

I use it on Windows via the Linux Subsystem of Windows 10. It's not a pure native solution, but it works quite well for me.

Is "it" Borg or Restic here?

it = Borg

It works very well under Cygwin, so no problem, if you can install that.