I don't have much sympathy for anyone who chooses to work in the arts... One must see the risks taken, and that the rewards are unpredictable.
> elder- or child-care for a homeowner
Are you talking about the very wealthy here? The upper income? The middle or even low income earners that made good financial choices? Looking after children and elderly is honest work.
Are these art workers tied to the Bay Area by anything apart from their choices?