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If you earn more than 50k Euro per year you can opt in for private health insurance instead. This greatly reduces the cost of insurance if you have big income. You can get good private insurance for 250-400Euro/month depending on your age.

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... which will balloon to 600, 800 Euro/month, as you get older. And if don't maintain the same level of income as you retire, you might have another thing coming - the public insurance will not welcome you back.

And once you get older, your private insurance premiums rise, which you may not be able to afford. Public insurers won't let you back in.

> Public insurers won't let you back in.

I find this perfectly valid and think we should get rid of private health insurance at all. It's undermining our system, pretty much like pension for state workers and alike. We really need to unify this system, imho.

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