> The most trifling Actions that affect a Man’s Credit, are to be regarded. The Sound of your Hammer at Five in the Morning or Nine at Night, heard by a Creditor, makes him easy Six Months longer.
> never keep borrow’d Money an Hour beyond the Time you promis’d, lest a Disappointment shuts up your Friends Purse forever.
> the good Paymaster is Lord of another Man’s Purse. He that is known to pay punctually and exactly to the Time he promises, may at any Time, and on any Occasion, raise all the Money his Friends can spare.
> Creditors are a kind of People, that have the sharpest Eyes and Ears, as well as the best Memories of any in the World.
Credit scores have replaced reputation and credit has become very impersonal. Interestingly, most of this seems more applicable than ever... with the exception of banging your hammer at 5 am.