Point works with Apple & GPay.
You can instantly issue new virtual cards when ever you would like to.
You can update your address right from the app (2FA required).
Your balance is FDIC insured, so this isn't an issue.
Btw, Revolut isn't available in the US (yet).
Is this like privacy.com? Right now I'm using that because I can get 2% cash back while still using my debit card, and for the card controls in case some service tries to charge me for something I don't want.
I'm using Simple bank because I love the UX, but when I'm using it in conjunction with Privacy, I lose some of the benefits like the auto naming and categorization of transactions.
In our case, you would be able to get 2% cashback, have virtual cards, and a digital banks with a beautiful UX (in our biased opinion).