No, they are the actual price. The price with incentive plus "gas savings" is about 5k cheaper. As for the website, look down and to the left for the full retail.

They are retail prices. It's been known for a few weeks now that it would be ~10% more expensive than the model 3, where the standard range model is $35k pre-"savings"

no, the comment above was correct.

Configuring a model y with no/all options I see:

lowest: $42,700 After savings $47,000 Before savings

highest: $70,200 After savings $74,500 Before savings