The problem, ultimately, originates from greed for material possessions. It also originates for a need for meaningful work and contribution to society.
I'd love a world where, if I quit my job, I could live in subsidized housing with free food and transportation.
But how do we "pay" for it? Yes, in theory, we can automate so much food, shelter, and energy production that the cost of living is so low that it's essentially free.
IMO: The way to do this is to keep the bullshit jobs, but figure out how to let people retire young. Perhaps there can be some kind of government-managed program where, once someone performs 1-10 years of full-time, minimum-wage work, there's enough money in the system to sustain that person in government-managed housing, with government-managed food, clothing, ect.
At that point, work becomes truly optional.
Furthermore, for people who choose full-time work, we can also do things like pair cost reductions in housing and transportation with shorter loans. Instead of targeting lower monthly payments, we can target shorter terms.