Another thing you could work into the plot is $9m appears to be with WB21 "Banking Redefined" which claimed a million users but was discovered to only have 135 downloads of its app (now removed), is run by a convicted fraudster and was awarded "Global Banker Award 2018" in a black tie ceremony that they seem to have set up themselves to give themselves the award (https://www.youtube.com/watch?v=JbKMdhpwbaw). They are still going I think if you are looking for a safe place to put your money. https://amycastor.com/2019/03/01/diving-into-wb21-the-compan...