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>My family would be taken care of.

And possibly traumatized that you killed yourself so they could have money.

In case of being stricken by an incurable disease, I'm going to die anyway. I'm sure my people will understand my choice to make a graceful exit before illness takes away any shred of my dignity.

It's interesting to me that life insurance policies exist that cover suicide. I assume it means that people over-estimate their eventual willingness to commit suicide.

I didn't know this was a thing (life insurance policy that covers suicide), very interesting.

Ummm...maybe buy Aflac instead (cancer insurance).

This a good solution that scales.