I think that companies like Robinhood gamifying highly risky trading strategies are super irresponsible. There should definitely be a higher burden to educate end users, and to more tightly limit crazy shit like leveraged positions.
Robinhood disgusts me. 99% of their users should not be trading individual stocks (or worse)
It would be better for people to learn early about trading and experience a few business cycles before they transfer $1 million out of their employees plan into their own E-Trade IRA account at age 55. A lot of older people lost much of their retirement fund in both the dot com and 2008 crashes. Buy high, sell low is the natural behavior of the human animal.
You can always lose money while investing, it's just Robinhood makes it feel like you're losing at Candy Crush while you're doing it. Certain financial transactions shouldn't be as frictionless as Robinhood makes them, and I can't help but feel that their platform is irresponsibly built. Their "Checking and Savings" debacle show how fast and loose they play with regulations and educating consumers.