won't you stick out like a sore thumb if you have a different race (one associated with being very wealthy) and an American accent / inability to speak the native language? I honestly don't think this is feasible for your typical white american. At worst maybe you manage to get a shitty no-questions-asked local job and apartment but you're bound to raise questions and in any actual low-cost area you are bound to be a perennially prime target for getting mugged