* $100-500/month car payment or depreciation
* +$100/month in gas
* $60-120/month in insurance
* $100/month in amortized maintenance costs
= $360/month minimum base cost
And if you work/live in SF or need to go over the bridge:
* $100-200/month in parking space rent
* $100/month in toll bridge costs
Plus adhoc parking costs as you use your car.
Also if you buy a used car for $15k, then sell it 5 years later for $9k, that is equivalent to a $100/month car payment, which I call car depreciation.
And the context of this subthread is about Uber as a full solution for commuting. So my original claim still holds. If things like always riding alone or always transporting luggage are impacting your daily commute decision and making you believe that paying the premium for Uber is cost effective, then necessarily it’s even more cost effective for you to buy and maintain your own car, and satisfy those unusual commute preferences in a way that amortizes the costs of operating your own car even in a dense urban area.