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Comment by porpoisely | Hacker News Reader

The government says a 18 year old is too immature to legally purchase beer. But a $30K loan which they can't bankrupt out of, they sure are mature enough for that. It's getting teenagers to sign away a significant part of their 20s to indentured servitude.

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Colleges already provide an entire department or two of professionals to guide their students through the process.

This is why schools should bear more of the risk. They are ones that are recommending that the kids takes the loans and help them select majors.

I couldn't believe how much financial aid (all loans) I was offered for law school. (I took about 10% of what was offered.)

"Colleges already provide an entire department or two of professionals"

I don't think we've actually run out that string however; you have to go a long, long way before academe recognizes the futility of throwing more 'guidance' at the problem.

I never had someone recommend a major to me, or recommend I take on loans.

Law school tuition is insane, I can only imagine if you paid for your room and board and tuition with loans and that was only 10% of the aid offered you must have been offered like 500k.

I went to LS at night while holding down a programming job. Quitting my day job would have made the opportunity cost way too high to consider LS. Still had to pay mortgage and family expenses while my wife was a stay-at-home mom.

That's different though. Alcohol has negative effects on development and your brain continues to develop until you're about 25. So the reason to limit alcohol isn't that they can't handle it, but rather that it's bad for them physically.

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