Hacker News Reader

That was an issue during the housing crash. Banks were forclosing left and right on houses that were fully paid. It was a mess.

Pro tip: if you’re ever in that situation, demand the bank produce the deed proving ownership to a court of law.

As a Brazilian who banks at Wells Fargo thinking about a mortgage, this thread isn't very encouraging

He's referring to the film, but I appreciate the effect of the double entendre.

I'm relatively certain that it is on the lien holder to prove that you owe them money; otherwise, you could just re-file to have the lien removed.