Wells Fargo outage includes debit cards
fox5sandiego.com
fox5sandiego.com
I guess their catastrophic recovery plan didn't survive a real incident.
edit I guess fire suppression systems were activated in a datacenter and some series of events knocked the entire building offline and automated DR failed. So if that's true, at least the risk of data loss is probably less than if the entire thing burned down.
Looks like a DC in Shoreview MN
Ie. If their computer systems are down and can't find a reason to deny a transaction within 5 seconds, then the transaction is allowed to succeed.
It can be reconciled later, and the consumer can still be held liable for spending beyond their limits.