Privacy: Think Google knows your secrets? Meet Yodlee

Yodlee's own free consumer webservice is outstanding.

https://moneycenter.yodlee.com

Once you enter your accounts, you see every transaction from yesterday aggregated in one place every morning. It's smart about categorizing expenditures, and presents you with a full portfolio. It predicts and notifies you of bills. It works with every financial account out there.

I've used the service for several years, with never an outage or a mistake. The UI steadily improves, version after version.

Most people use Yodlee's back end through one of its bank or brokerage partners, but using Yodlee directly and for free is definitely worth a try.

Remedy: Always withdraw money from ATM and pay for everything with cash.

and try to always use the same ATM.

I think yodlee was started by one of the founders of hotmail.

Never pay with debit

As opposed to credit? How would tracking that be different in this case?