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>> Is it really just "I worked hard for it why should I give it away"

No it's more "I worked hard for it why should it be taken from me by force or fiat". I've found most folks who are well off (not living hand to mouth) are willing, and do give to charity. It's when some other group of people start demanding this behavior through governmental force when attitudes change.

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I give to charity too, so what? They live and got lucky in the country they are then refusing to assist proportionally with their means. Most of them are not Bill Gates, while they toss their pocket change to some charities, they lobby to Congress for favorable laws and live an insular existence that doesn't go near the common man.

Actually lower income people give more to charity than well-off people.

If you exclude Christian lower income people, that no longer holds true.

Your point? Why would you exclude them because they are Christian?

Interesting. Still, it's unclear to me why that exclusion is a valid way of doing the analysis.

Per capita or as a whole?

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