Yeah, I have a suspicious streak (paranoid? I don't know, maybe?), too. That comes with a deep fear of being taken advantage of, a fear of being a sucker, a mark, a rube, whatever. I am mistrustful of other people's motives, and assume the worst.
What has counteracted that tendency, which I think may be partly innate, partly learned (a paranoia spectrum?), is two things: 1) the only reason anybody ever wants to tear me down is to build themselves up, and having been guilty of that myself, I can have compassion for them, and 2) I have found that I can put faith in the universe that, so long as I do the right thing, I go to bed with a sense of dignity and am not so afraid. That's not to say I don't have boundaries. I can have boundaries without taking it personally when others cross them, though.